Got a preferred bank or lender, it is well worth while having a chat with us because as home loan experts, we often get a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the number of home loan deals we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the loans that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built up over time with these lenders.
We will work closely with you to gather all of the relevant info and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Lower Hutt home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering the relevant info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people in Lower Hutt and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.
If you have any questions on our home loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the necessary info, we can sort the rest.
Self Employed people can find getting any mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will find the best loan for your needs.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.
Whether you’re buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Ngaruawahia, Home Loan Huntly, Mortgage Loan Broker Opotiki, Mortgage Lender Hokitika, Mortgage Lender Kihikihi, Mortgage Loan Broker Upper Hutt, Mortgage Lender Carterton, Mortgage Loan Broker Whangarei, House Loan Hamilton, Mortgage Broker Cambridge then you can Apply Online, call us on 0800 000 774 or send us a message
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