Even if you have a preferred lender or bank, it‘s well worth while having a chat with us because as home loan experts, we can often get a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of home loan offers we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the mortgages that we get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with these lenders.
We will work closely with you to collect together all of the relevant info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Lower Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, one that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the needed information, we look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a home loan with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people in Lower Hutt and all around New Zealand.
We understand that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the necessary documentation, we can handle the rest.
Self Employed people often find getting any mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will source the most suited home loan for your needs.
We will look at the information beyond credit histories to aim and source a suitable financing option, working together we can find ways ahead.
Whether you’re buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Otorohanga, Mortgage Loan Broker Taupo, Business Loan Rotorua, Mortgage Broker Opotiki, Mortgage Lender Geraldine, Business Loan Putaruru, Home Loan Tokoroa, House Loan Cromwell, Home Loan Tauranga, Home Loan Kaikoura then you can Apply Online, call us on 0800 000 774 or send us a message
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