Providing Home Loan Services in Lower Hutt - Licensed Brokers & Advisers

Home Loan
Lower Hutt

Your Top Lower Hutt Home Loan Specialists

Easy & Quick & Independent

Home Loans Lower Hutt

Although you may have a preferred lender or bank, it is worth while speaking to us because as home loan experts, we can usually obtain a better offer (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the number of home loan deals we present to all the banks.

As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge we are in a great position to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the deals that we get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over time with the banks.

We will work closely with you to collect together all of the relevant information and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Lower Hutt home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lower Hutt

First Home Buyer Home Loans

Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your situation, and that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering the needed information, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that are suited to your circumstances.

We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to create unique packages to meet the various needs of people in Lower Hutt and all around New Zealand.

We realise that life creates financial needs at when least expected and we here to help sort yours as quickly as possible.

If you are unsure about anything on our home loan mortgages or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial requirements and as long as you can provide the necessary info, we can handle the rest.

Home Loan Lower Hutt

Low-Doc & Self Employed

Self Employed people can find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with just 6 months of being in business and trading
  • Low doc loan rates that step down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the square or keeps getting turned down, call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Expert

APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial issuespreviously, the people at APM Finance are discreet and will source the best mortgage for your circumstances.

We will look at factors beyond credit histories to try and source a suitable financing solution, working with each other we can find a way ahead.

Whether you’re buying your first home or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call today to find out what sort of financial support we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Lower Hutt Home Loan Experts

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Tailored Personal Finance & Loan Solutions

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We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]