Even if you have a preferred bank or lender, it‘s worth while speaking to us because as home loan specialists, we can often obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of home loan deals we present to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge we are in a great position to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. In fact more often than not, the deals that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over the years with these lenders.
We will work closely with you to collect together all of the needed info and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kaikoura home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the needed information, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the various needs of people like youin Kaikoura and all around New Zealand.
We understand that life creates financial challenges at when least expected and we here to help sort yours as quickly as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the required info, we can handle the rest.
Self Employed people often find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will source the appropriate mortgage for your situation.
We will look at the info beyond credit histories to aim and find a suitable financing solution, working together we can find ways forward.
Whether you’re a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Whakatane, Mortgage Broker Kaikoura, Mortgage Broker Marton, House Loan Manukau, Mortgage Broker Hawera, Mortgage Loan Broker Winton, Mortgage Lender Te Anau, Mortgage Loan Broker Turangi, Mortgage Broker Tauranga, Business Loan Wellington then you can Apply Online, call us on 0800 000 774 or send us a message
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