Providing Home Loan Services in Hokitika - Licensed Advisers & Brokers

Home Loan
Hokitika

Your Best Hokitika Home Loan Specialist

Quick & Simple & Independent

Home Loans Hokitika

Got a preferred lender or bank, it‘s worth while speaking to us because as home loan experts, we can usually obtain a better offer (interest rate, cash back, fees paid for, etc.) for you with them. This is because of the number of home loan deals we present to the banks.

As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the deals that get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.

We will work closely with you to collect together all of the relevant information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Hokitika home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Hokitika

First Home Buyer Home Loans

Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and that works for you.

We take the time to explain the jargon and answer your questions.

After gathering all the needed information, we look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a home loan with the best interest rate and payments that suit your circumstances.

We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to create unique packages to meet the various needs of people like youin Hokitika and all around New Zealand.

We realise that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.

If you are unsure about anything on our home loan mortgages or services, contact one of our friendly personal consultants now.

APM Finance can handle your financial needs and as long as you can get us the required information, we can sort the rest.

Home Loan Hokitika

Low-Doc & Self Employed

Self Employed people can find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a minimum of 6 months of being in business and trading
  • Low doc loan rates that step down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Expert

APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial problemspreviously, the people at APM Finance are discreet and will source the right home loan for your needs.

We will look at the info beyond credit histories to aim and find a suitable financing solution, working with each other we can find ways ahead.

Whether you’re a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.

Call today to find out what sort of financial support we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Hokitika Home Loan Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

Contact Us

Loan Updates & General Enquiries

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]