Although you may have a preferred lender or bank, it‘s worth while having a chat with us because as mortgage loan broker specialists, we can often obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the volume of mortgage loan broker offers we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge are in a great place to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the mortgages that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over the years with these lenders.
We will work closely with you to gather all of the relevant information and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Timaru home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, one that suits your situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the relevant info, we look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people in Timaru and all around New Zealand.
We get that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.
If you have any questions about our home loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the necessary info, we can handle the rest.
Self-Employed people can find getting any mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will find the best mortgage for your situation.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way ahead.
Whether you’re buying your first home or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Te Anau, Home Loan Gisborne, Business Loan Ohakune, Business Loan Blenheim, Mortgage Loan Broker Te Puke, Mortgage Broker Pukekohe, Mortgage Broker Te Kuiti, Mortgage Broker Wellington, Business Loan Inglewood, Home Loan Featherston then you can Apply Online, call us on 0800 000 774 or send us a message
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