Got a preferred lender or bank, it is well worth while having a chat with us because as house loan specialists, we usually get a better deal (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the volume of house loan offers we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the loans that we get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over the years with these lenders.
We will work closely with you to gather all of the relevant info and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
Apply obligation Free online in less than 3 mins
To find out more about securing your Otaki home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering the needed information, we can look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that suit your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people like youin Otaki and all around New Zealand.
We understand that life creates financial challenges at when least expected and we here to help sort yours as quickly as possible.
If you have any questions about our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the necessary documentation, we can handle the rest.
Self Employed people often find getting any bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will source the right mortgage for your circumstances.
We will look at factors beyond credit histories to try and source a suitable financing option, working together we can find ways ahead.
Whether you are buying your first home or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Winton, Mortgage Broker Kerikeri, Mortgage Loan Broker Upper Hutt, Business Loan Ashhurst, Mortgage Broker Winton, Mortgage Broker Tokoroa, Mortgage Broker Helensville, House Loan Tokoroa, House Loan Snells Beach, Mortgage Lender Wellsford then you can Apply Online, call us on 0800 000 774 or send us a message
House Loan Otaki Experts
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on