Although you may have a preferred lender or bank, it is worth while talking with us because as home loan specialists, we usually get a better deal (interest rates, cash back, fees paid, etc.) for you with the bank. This is because of the volume of home loan deals we present to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge we are in a great position to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. More often than not, the deals that we get accepted for people just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to collect together all of the needed information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Papakura home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people like youin Papakura and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the required documentation, we can sort the rest.
Self Employed people often find getting any bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will find the right mortgage for your needs.
We will look at factors beyond credit histories to try and source a suitable financing option, working together we can find ways ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Darfield, Mortgage Loan Broker Snells Beach, Business Loan Kaikohe, Mortgage Broker Timaru, Mortgage Broker Wellington, Mortgage Lender Hastings, Mortgage Broker Kaikoura, Mortgage Broker Otaki, House Loan Tuakau, Mortgage Loan Broker Waipukurau then you can Apply Online, call us on 0800 000 774 or send us a message
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