Although you may have a preferred lender or bank, it‘s well worth while speaking to us because as mortgage broker specialists, we usually get a better offer (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the volume of mortgage broker mortgages we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great position to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the mortgages that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with the banks.
We will work closely with you to gather all of the needed info and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Otaki home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the relevant info, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that suit your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Otaki and all around New Zealand.
We realise that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.
If you are unsure about anything about our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the necessary info, we can sort the rest.
Self Employed people can find getting a mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial problemspreviously, our team at APM Finance are discreet and will find the most suited mortgage for your situation.
We will look at the info beyond credit histories to try and source a suitable financing solution, working together we can find a way ahead.
Whether you’re a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Turangi, Business Loan Putaruru, Home Loan Waihi, Mortgage Broker Hamilton, Home Loan Temuka, Mortgage Lender Hokitika, House Loan Whangarei, House Loan Cambridge, Mortgage Loan Broker Hawera, Mortgage Broker Riverhead then you can Apply Online, call us on 0800 000 774 or send us a message
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