Although you may have a preferred bank or lender, it is worth while speaking to us because as house loan experts, we usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the number of house loan deals we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great position to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time too. More often than not, the loans that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with the banks.
We will work closely with you to collect together all of the relevant info and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
Apply obligation Free online in less than 3 mins
To find out more about securing your Ruakaka home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, one that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the relevant information, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people in Ruakaka and all around New Zealand.
We understand that life creates financial needs at when least expected and we can help sort yours as quickly as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the required documentation, we can handle the rest.
Self-Employed people often find getting any bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial challenges in the past, our team at APM Finance are discreet and will source the appropriate home loan for your needs.
We will look at the info beyond credit histories to try and find a suitable financing solution, working with each other we can find ways forward.
Whether you are buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Lake Hayes, Mortgage Broker Nelson, Mortgage Loan Broker Kaikohe, House Loan Queenstown, House Loan Omokoroa, Mortgage Broker Gore, Business Loan Taihape, Mortgage Broker Kaikoura, Business Loan Featherston, Mortgage Broker Whangamata then you can Apply Online, call us on 0800 000 774 or send us a message
Your Ruakaka House Loan Specialists
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on