Providing House Loan Services in Ruakaka - Licensed Brokers & Advisers

House Loan
Ruakaka

Your Top Ruakaka House Loan Specialists

Flexible & Quick & Independent

House Loans Ruakaka

Even if you have a preferred lender or bank, it‘s worth while talking with us because as house loan specialists, we can often get a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of house loan mortgages we present to all the banks.

As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the deals that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with the banks.

We will work closely with you to gather all of the relevant information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Ruakaka home and mortgage payments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Ruakaka

First Home Buyer House Loans

Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, that suits your situation, and that works for you.

We take time to explain unknown jargon and answer your questions.

After gathering all the relevant information, we look to see which of the many lenders and banks to present your home loan to, to ensure the best chance of getting a home loan with the best interest rate and repayments that suit your situation.

We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to put together unique packages to meet the needs of people in Ruakaka and all around New Zealand.

We realise that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.

If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants now.

APM Finance can sort your financial needs and as long as you can provide the required information, we can handle the rest.

House Loan Ruakaka

Low-Doc & Self Employed

Self Employed people often find getting a bank mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with just 6 months trading history
  • Low doc loan rates that drop down with on time repayments
  • No monthly / ongoing fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the box or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Experts

APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will find the appropriate loan for your needs.

We will look at factors beyond credit histories to aim and find a suitable financing solution, working together we can find a way forward.

Whether you’re buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Ruakaka House Loan Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]