Providing House Loan Services in Ngaruawahia - Licensed Brokers & Advisers

House Loan
Ngaruawahia

Your Leading Ngaruawahia House Loan Specialists

Easy & Quick & Independent

House Loans Ngaruawahia

Although you may have a preferred bank or lender, it is well worth while speaking to us because as house loan specialists, we usually get a better offer (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the volume of house loan mortgages we send to the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the home loans that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over the years with these lenders.

We will work closely with you to gather all of the relevant information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Ngaruawahia home and mortgage repayments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Ngaruawahia

First Home Buyer House Loans

Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and one that works for you.

We take the time to explain the jargon and answer your questions.

After gathering the relevant info, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that are suited to your situation.

We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to create unique packages to meet the various needs of people in Ngaruawahia and all around New Zealand.

We realise that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.

If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants now.

APM Finance can handle your financial needs and as long as you can provide the required documentation, we can handle the rest.

House Loan Ngaruawahia

Low-Doc & Self Employed

Self-Employed people can find getting any bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with at least 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Specialist

APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial issuespreviously, the people at APM Finance are discreet and will find the appropriate loan for your needs.

We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find ways forward.

Whether you are buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

House Loan Ngaruawahia Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]