Even if you have a preferred lender or bank, it‘s worth while speaking to us because as mortgage loan broker specialists, we can often get a better offer (interest rates, cash back, fees paid for, etc.) for you with them. Generally this is because of the volume of mortgage loan broker mortgages we send to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge we are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time. More often than not, the mortgages that we get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to collect together all of the needed info and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kerikeri home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant information, we look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people like youin Kerikeri and all around New Zealand.
We realise that life creates financial challenges at when least expected and we can help sort yours as easily as possible.
If you have any questions on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the required information, we can handle the rest.
Self Employed people often find getting any bank mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will find the right loan for your needs.
We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find ways ahead.
Whether you’re a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.


















APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Putaruru, Home Loan Pahiatua, House Loan Te Kuiti, Mortgage Lender Ta Awamutu, Mortgage Broker Lower Hutt, House Loan Whitianga, Mortgage Loan Broker Waiuku, Mortgage Loan Broker Invercargill, Mortgage Lender Rolleston, Mortgage Loan Broker Ohope then you can Apply Online, call us on 0800 000 774 or send us a message
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