Got a preferred bank or lender, it‘s well worth while speaking to us because as mortgage loan broker experts, we usually obtain a better deal (interest rate, cash backs, fees paid, etc.) for you with them. Generally this is because of the number of mortgage loan broker deals we send to all the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. In fact more often than not, the loans that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over the years with these lenders.
We will work closely with you to gather all of the relevant info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kerikeri home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the needed info, we look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the various needs of people in Kerikeri and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions about our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the necessary information, we can handle the rest.
Self-Employed people often find getting any mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial challengespreviously, our people at APM Finance are discreet and will find the right loan for your needs.
We will look at the information beyond credit histories to aim and find a suitable financing solution, working with each other we can find a way forward.
Whether you are a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Katikati, Home Loan Huntly, Business Loan Waipawa, House Loan Dannevirke, Home Loan Blenheim, Mortgage Loan Broker Kaikoura, Home Loan Pokeno, Business Loan Greytown, Mortgage Loan Broker Masterton, Mortgage Broker Havelock North then you can Apply Online, call us on 0800 000 774 or send us a message
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