Even if you have a preferred lender or bank, it‘s worth while talking with us because as mortgage broker specialists, we often obtain a better offer (interest rate, cash backs, fees paid for, etc.) for you with the bank. This is because of the number of mortgage broker mortgages we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge are in a great place to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the mortgages that we get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built up over time with these lenders.
We will work closely with you to collect together all of the relevant information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Hastings home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant information, we can look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the needs of people like youin Hastings and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the required information, we can handle the rest.
Self-Employed people can find getting any mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will source the appropriate home loan for your situation.
We will look at the info beyond credit histories to aim and source a suitable financing solution, working with each other we can find a way ahead.
Whether you’re a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Huntly, Mortgage Loan Broker Ohope, Home Loan Lower Hutt, Mortgage Broker Martinborough, House Loan Temuka, Business Loan Wellsford, Mortgage Loan Broker Wairoa, Home Loan Cambridge, Business Loan Dargaville, Business Loan Hibiscus Coast then you can Apply Online, call us on 0800 000 774 or send us a message
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