Got a preferred lender or bank, it is well worth while speaking to us because as mortgage broker specialists, we usually get a better offer (interest rates, cash back, fees paid, etc.) for you with them. This is because of the number of mortgage broker offers we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge are in a great place to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the home loans that get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over the years with the banks.
We will work closely with you to collect together all of the needed info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Hastings home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant info, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Hastings and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.
If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the necessary documentation, we can handle the rest.
Self-Employed people often find getting a mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretions in the past, our people at APM Finance are discreet and will find the most suited mortgage for your needs.
We will look at the information beyond credit histories to aim and find a suitable financing option, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Ruakaka, Mortgage Loan Broker Whitianga, Mortgage Lender Lower Hutt, Business Loan Albany, House Loan Waipukurau, Mortgage Lender Waiuku, Home Loan Lake Hayes, Mortgage Loan Broker Hastings, Home Loan Alexandra, Mortgage Lender Invercargill then you can Apply Online, call us on 0800 000 774 or send us a message
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