Providing Mortgage Broker Services Balclutha - Licensed Advisers & Brokers

Mortgage Broker
Balclutha

Your Trusted Balclutha Mortgage Broker Specialists

Fast & Flexible & Independent

Mortgage Brokers Balclutha

Although you may have a preferred bank or lender, it is worth while having a chat with us because as mortgage broker specialists, we usually obtain a better offer (interest rate, cash backs, fees paid for, etc.) for you with them. This is because of the volume of mortgage broker deals we send to the banks.

As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge are in a great position to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, whic changes over time too. More often than not, the home loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with these lenders.

We will work closely with you to gather all of the needed info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Balclutha home and mortgage repayments give the team at APM Finance a call today.

The mortgage broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Balclutha

First Home Buyer Mortgage Brokers

Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, one that suits your situation, and that works for you.

We take the time to explain the jargon and answer your questions.

After collecting the relevant information, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that suit your circumstances.

We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to consider.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to put together unique packages to meet the various needs of people like youin Balclutha and all around New Zealand.

We realise that life creates financial needs at a moments notice and we can help sort yours as easily as possible.

If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants now.

APM Finance can handle your financial needs and as long as you can provide the required information, we can sort the rest.

Mortgage Broker Balclutha

Low-Doc & Self Employed

Self Employed people often find getting a bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a min of 6 months of being in business and trading
  • Low doc loan rates that drop down with on time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the box or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Broker Expert

APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial problems in the past, our team at APM Finance are discreet and will find the most suited loan for your situation.

We will look at factors beyond credit histories to aim and find a suitable financing option, working with each other we can find a way ahead.

Whether you are a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a House Loan Hokitika, Mortgage Broker Waiuku, Mortgage Lender Tuakau, Mortgage Lender Waikanae, Home Loan Wanaka, House Loan Geraldine, Mortgage Loan Broker Snells Beach, Home Loan Waiuku, Mortgage Broker Invercargill, Home Loan Te Puke then you can Apply Online, call us on 0800 000 774 or send us a message

Your Balclutha Mortgage Broker Experts

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

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