Even if you have a preferred lender or bank, it‘s well worth while having a chat with us because as mortgage broker experts, we usually obtain a better offer (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the number of mortgage broker mortgages we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge we are in a great position to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the home loans that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with the banks.
We will work closely with you to gather all of the relevant information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Balclutha home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, that suits your situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After gathering all the needed information, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people in Balclutha and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can provide the required information, we can sort the rest.
Self Employed people often find getting a mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial problemspreviously, our team at APM Finance are discreet and will find the most suited home loan for your situation.
We will look at factors beyond credit histories to aim and find a suitable financing option, working with each other we can find ways forward.
Whether you’re buying your first home or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Kaikohe, Mortgage Broker Hamilton, Mortgage Broker Putaruru, Home Loan Paeroa, Mortgage Broker Dargaville, House Loan Dannevirke, Business Loan Matamata, Mortgage Loan Broker Ohakune, Mortgage Lender Hastings, House Loan Carterton then you can Apply Online, call us on 0800 000 774 or send us a message
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