Even if you have a preferred bank or lender, it is well worth while having a chat with us because as mortgage broker specialists, we can often obtain a better deal (interest rate, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the volume of mortgage broker mortgages we present to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that get accepted for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to gather all of the needed info and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Albany home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the needed information, we look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and repayments that suit your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people like youin Albany and all around New Zealand.
We realise that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can provide the necessary info, we can handle the rest.
Self-Employed people often find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial challenges in the past, the team at APM Finance are discreet and will source the best home loan for your circumstances.
We will look at factors beyond credit histories to try and source a suitable financing option, working together we can find ways ahead.
Whether you are buying your first home or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Raglan, Mortgage Lender Pahiatua, Mortgage Loan Broker Raglan, Mortgage Loan Broker Cambridge, Mortgage Loan Broker Stratford, Mortgage Broker Darfield, Mortgage Broker Hamilton, Mortgage Loan Broker Waimate, Home Loan New Plymouth, Mortgage Lender Opotiki then you can Apply Online, call us on 0800 000 774 or send us a message
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