Got a preferred lender or bank, it‘s well worth while speaking to us because as mortgage lender specialists, we can often obtain a better offer (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the number of mortgage lender mortgages we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge we are in a great position to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the home loans that we get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over the years with these lenders.
We will work closely with you to collect together all of the relevant info and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Opotiki home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting the relevant info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people like youin Opotiki and all around New Zealand.
We realise that life creates financial challenges at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can provide the necessary info, we can sort the rest.
Self Employed people often find getting a bank mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial challengespreviously, the team at APM Finance are discreet and will source the most suited mortgage for your situation.
We will look at the info beyond credit histories to aim and find a suitable financing solution, working with each other we can find ways ahead.
Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Ruakaka, Business Loan Levin, House Loan Rangiora, House Loan Motueka, House Loan Ta Awamutu, Home Loan Waikanae, Home Loan Otaki, Home Loan Morrinsville, Mortgage Broker Albany, Mortgage Broker Kumeu then you can Apply Online, call us on 0800 000 774 or send us a message
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