Although you may have a preferred lender or bank, it is well worth while speaking to us because as house loan experts, we can often get a better deal (interest rate, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the volume of house loan deals we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge we are in a great place to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. More often than not, the home loans that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with the banks.
We will work closely with you to collect together all of the relevant info and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Papakura home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant info, we look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a home loan with the best interest rate and payments that suit your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the various needs of people like youin Papakura and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you have any questions on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the required information, we can handle the rest.
Self Employed people can find getting any mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial indiscretions in the past, the team at APM Finance are discreet and will find the appropriate home loan for your situation.
We will look at factors beyond credit histories to aim and source a suitable financing solution, working together we can find ways forward.
Whether you’re buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Morrinsville, Business Loan Tauranga, Mortgage Broker Carterton, Mortgage Broker Kihikihi, Business Loan Porirua, Mortgage Lender Lower Hutt, Mortgage Loan Broker Clive, House Loan Lake Hayes, House Loan Christchurch, Home Loan Te Kuiti then you can Apply Online, call us on 0800 000 774 or send us a message
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