Even if you have a preferred lender or bank, it is worth while having a chat with us because as mortgage loan broker experts, we can often get a better deal (interest rate, cash back, fees paid, etc.) for you with the bank. This is because of the volume of mortgage loan broker offers we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the deals that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with these lenders.
We will work closely with you to gather all of the relevant information and provide it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, one that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed info, we can look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people like youin and all around New Zealand.
We get that life creates financial needs at when least expected and we here to help sort yours as easily as possible.
If you are unsure about anything on our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the required documentation, we can handle the rest.
Self Employed people often find getting a mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial challenges in the past, the team at APM Finance are discreet and will source the right home loan for your situation.
We will look at the info beyond credit histories to try and source a suitable financing solution, working together we can find ways forward.
Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Kaiapoi, Mortgage Loan Broker Katikati, Mortgage Lender Greymouth, Mortgage Broker Kaitaia, Business Loan Morrinsville, Mortgage Broker Dunedin, Mortgage Lender Te Aroha, Home Loan Clive, Mortgage Lender Kaikohe, Mortgage Lender Tuakau then you can Apply Online, call us on 0800 000 774 or send us a message
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