Providing Home Loan Services in Whanganui - Licensed Advisers & Brokers

Home Loan
Whanganui

Your Leading Whanganui Home Loan Specialists

Fast & Flexible & Independent

Home Loans Whanganui

Got a preferred lender or bank, it is well worth while speaking to us because as home loan specialists, we can usually obtain a better deal (interest rate, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the volume of home loan deals we present to the banks.

As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that we get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over the years with these lenders.

We will work closely with you to collect together all of the relevant info and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.

There can be lots of confusing jargon and terms when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Whanganui home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Whanganui

First Home Buyer Home Loans

Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, one that suits your situation, and that works for you.

We take time to explain unknown jargon and answer your questions.

After collecting the needed information, we look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and payments that suit your situation.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and pricing to consider.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to create unique packages to meet the needs of people like youin Whanganui and all around New Zealand.

We understand that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.

If you have any questions on our home loan products or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial requirements and as long as you can get us the necessary information, we can handle the rest.

Home Loan Whanganui

Low-Doc & Self Employed

Self-Employed people often find getting any mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with just 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialist

APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial indiscretionspreviously, the team at APM Finance are discreet and will source the appropriate home loan for your situation.

We will look at factors beyond credit histories to try and source a suitable financing option, working together we can find a way ahead.

Whether you’re buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Home Loan Whanganui

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]