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Providing House Loan Services Oamaru - Licensed Brokers & Advisers

House Loan
Oamaru

Your Best Oamaru House Loan Specialists

Simple & Fast & Independent

House Loans Oamaru

Even if you have a preferred lender or bank, it is worth while speaking to us because as house loan experts, we can often obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the number of house loan offers we present to the banks.

As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with the banks.

We will work closely with you to gather all of the needed info and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Oamaru home and mortgage repayments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Oamaru

First Home Buyer House Loans

Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, that suits your situation, and that works for you.

We take the time to explain unknown jargon and answer your questions.

After collecting the needed information, we look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that are suited to your circumstances.

We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and proces to look at.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to create unique packages to meet the various needs of people in Oamaru and all around New Zealand.

We realise that life creates financial needs at when least expected and we here to help sort yours as easily as possible.

If you have any questions about our house loan products or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial requirements and as long as you can provide the necessary documentation, we can handle the rest.

House Loan Oamaru

Low-Doc & Self Employed

Self-Employed people can find getting a bank mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with just 6 months trading history
  • Low doc loan rates that drop down with on time repayments
  • No monthly / ongoing fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Specialists

APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretionspreviously, the people at APM Finance are discreet and will find the most suited home loan for your circumstances.

We will look at the info beyond credit histories to try and source a suitable financing solution, working together we can find ways forward.

Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Business Loan Winton, Mortgage Loan Broker Te Aroha, Mortgage Loan Broker Milton, Business Loan Hamilton, Home Loan Wanaka, Business Loan Palmerston North, Home Loan Pokeno, Home Loan Nelson, Mortgage Lender Havelock North, Mortgage Lender Darfield then you can Apply Online, call us on 0800 000 774 or send us a message

Oamaru House Loan Specialists

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

Contact Us

Loan Updates & General Enquiries

Apply Online

Mortgage, Finance & Loan Application

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