Providing House Loan Services in Oamaru - Licensed Brokers & Advisers

House Loan
Oamaru

Your Trusted Oamaru House Loan Specialist

Fast & Simple & Independent

House Loans Oamaru

Even if you have a preferred lender or bank, it is worth while having a chat with us because as house loan specialists, we usually get a better deal (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of house loan offers we send to the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, whic changes over time. More often than not, the home loans that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with the banks.

We will work closely with you to gather all of the relevant info and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There are lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Oamaru home and mortgage repayments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Oamaru

First Home Buyer House Loans

Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, that suits your situation, and that works for you.

We take time to explain unknown jargon and answer your questions.

After collecting all the needed info, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that are suited to your situation.

We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and proces to consider.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to create unique packages to meet the various needs of people in Oamaru and all around New Zealand.

We get that life creates financial challenges at when least expected and we here to help sort yours as quickly as possible.

If you are unsure about anything on our home loan mortgages or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial requirements and as long as you can provide the necessary information, we can handle the rest.

House Loan Oamaru

Low-Doc & Self Employed

Self Employed people often find getting a bank mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a min of 6 months trading history
  • Low doc loan rates that step down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the box or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Specialists

APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial challengespreviously, our people at APM Finance are discreet and will source the most suited loan for your situation.

We will look at the information beyond credit histories to aim and find a suitable financing solution, working with each other we can find ways forward.

Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Oamaru House Loan Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]