Providing House Loan Services in Oamaru - Licensed Advisers & Brokers

House Loan
Oamaru

Your Trusted Oamaru House Loan Specialist

Fast & Easy & Independent

House Loans Oamaru

Although you may have a preferred bank or lender, it is well worth while having a chat with us because as house loan specialists, we can usually get a better deal (interest rates, cash back, fees paid for, etc.) for you with the bank. This is because of the number of house loan mortgages we send to all the banks.

As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, whic changes over time too. In fact more often than not, the home loans that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with the banks.

We will work closely with you to gather all of the relevant information and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Oamaru home and mortgage payments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Oamaru

First Home Buyer House Loans

Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.

We take the time to explain the jargon and answer your questions.

After collecting the relevant information, we can look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that suit your situation.

We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to look at.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to create unique packages to meet the needs of people in Oamaru and all around New Zealand.

We understand that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.

If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants today.

APM Finance can sort your financial requirements and as long as you can get us the necessary info, we can sort the rest.

House Loan Oamaru

Low-Doc & Self Employed

Self Employed people often find getting a bank mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with just 6 months of being in business and trading
  • Low doc loan rates that step down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the box or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Specialists

APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will source the right mortgage for your needs.

We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.

Whether you are buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your House Loan Oamaru Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]