Got a preferred lender or bank, it‘s well worth while talking with us because as house loan experts, we can usually get a better deal (interest rate, cash backs, fees paid, etc.) for you with the bank. This is because of the number of house loan offers we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge we are in a great position to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over the years with these lenders.
We will work closely with you to collect together all of the relevant info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Oamaru home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering all the relevant info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people like youin Oamaru and all around New Zealand.
We get that life creates financial needs at a moments notice and we here to help sort yours as quickly as possible.
If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the required info, we can sort the rest.
Self Employed people can find getting any bank mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will source the best loan for your circumstances.
We will look at the info beyond credit histories to aim and source a suitable financing solution, working together we can find a way ahead.
Whether you’re a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Ashburton, Business Loan Waikanae, Business Loan Maraetai, Mortgage Broker Clive, House Loan Ashburton, House Loan Rotorua, Mortgage Broker Albany, Mortgage Broker Lower Hutt, Mortgage Lender Wellsford, Home Loan Feilding then you can Apply Online, call us on 0800 000 774 or send us a message
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