Even if you have a preferred lender or bank, it‘s well worth while talking with us because as mortgage loan broker experts, we often get a better deal (interest rates, cash back, fees paid, etc.) for you with them. This is because of the number of mortgage loan broker mortgages we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge we are in a great place to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the deals that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to gather all of the needed information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
Apply obligation Free online in a matter of minutes
To find out more about securing your Kaikohe home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the relevant info, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people in Kaikohe and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the necessary information, we can sort the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial indiscretions in the past, our team at APM Finance are discreet and will find the appropriate home loan for your circumstances.
We will look at the information beyond credit histories to try and source a suitable financing solution, working together we can find ways forward.
Whether you are a first home buyer or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
Kaikohe Mortgage Loan Broker Experts
Tailored Personal Finance & Loan Solutions
We Help You Buy Dreams
Range of Lending Options
Hands-On Assistance
Expert Mortgage Advisors
Bad Credit Home Loans
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on
We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]