Although you may have a preferred bank or lender, it‘s worth while speaking to us because as home loan experts, we can often get a better offer (interest rates, cash back, fees paid for, etc.) for you with them. Generally this is because of the volume of home loan deals we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge are in a great position to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. In fact more often than not, the home loans that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over the years with these lenders.
We will work closely with you to collect together all of the needed info and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Rangiora home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the relevant information, we look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a home loan with the best interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the various needs of people like youin Rangiora and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we can help sort yours as quickly as possible.
If you are unsure about anything on our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the required documentation, we can sort the rest.
Self Employed people can find getting any mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial issuespreviously, our team at APM Finance are discreet and will find the best loan for your situation.
We will look at the info beyond credit histories to aim and find a suitable financing option, working together we can find a way forward.
Whether you are buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Balclutha, Home Loan Papakura, House Loan Opotiki, Mortgage Loan Broker Kawerau, Mortgage Broker Palmerston North, Mortgage Lender Whangarei, Home Loan Ohope, Mortgage Lender Pahiatua, Mortgage Lender Kaitaia, House Loan Lyttelton then you can Apply Online, call us on 0800 000 774 or send us a message
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