Providing Home Loan Services Kaiapoi - Licensed Brokers & Advisers

Home Loan
Kaiapoi

Your Top Kaiapoi Home Loan Specialists

Quick & Easy & Independent

Home Loans Kaiapoi

Although you may have a preferred lender or bank, it is worth while speaking to us because as home loan specialists, we usually get a better deal (interest rates, cash back, fees paid for, etc.) for you with them. Generally this is because of the volume of home loan deals we send to the banks.

As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge we are in a great position to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that we get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over time with these lenders.

We will work closely with you to gather all of the relevant info and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There can be lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Kaiapoi home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Kaiapoi

First Home Buyer Home Loans

Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and one that works for you.

We take the time to explain the jargon and answer your questions.

After collecting the needed info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that suit your situation.

We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to look at.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to create unique packages to meet the various needs of people like youin Kaiapoi and all around New Zealand.

We get that life creates financial needs at when least expected and we can help sort yours as quickly as possible.

If you are unsure about anything about our house loan products or services, contact one of our trusted personal consultants now.

APM Finance can sort your financial requirements and as long as you can get us the required info, we can sort the rest.

Home Loan Kaiapoi

Low-Doc & Self Employed

Self Employed people often find getting a bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a min of 6 months of being in business and trading
  • Low doc loan rates that step down with on time repayments
  • No monthly / on going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the box or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialists

APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will source the right mortgage for your needs.

We will look at the information beyond credit histories to try and source a suitable financing option, working with each other we can find a way forward.

Whether you’re buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Home Loan Rotorua, Mortgage Loan Broker Temuka, Home Loan Pukekohe, Mortgage Lender Dargaville, Mortgage Lender Feilding, Mortgage Lender Whanganui, House Loan Martinborough, Mortgage Loan Broker Kaitaia, Mortgage Loan Broker Hawera, Mortgage Lender Te Anau then you can Apply Online, call us on 0800 000 774 or send us a message

Your Kaiapoi Home Loan Specialists

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

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