Got a preferred lender or bank, it‘s well worth while talking with us because as home loan experts, we often get a better offer (interest rate, cash backs, fees paid for, etc.) for you with them. Generally this is because of the volume of home loan mortgages we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge are in a great position to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. In fact more often than not, the home loans that get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over time with the banks.
We will work closely with you to gather all of the relevant info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kaiapoi home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed information, we can look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the various needs of people in Kaiapoi and all around New Zealand.
We get that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the required info, we can handle the rest.
Self Employed people often find getting any mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will find the right mortgage for your circumstances.
We will look at factors beyond credit histories to try and source a suitable financing option, working with each other we can find a way ahead.
Whether you are buying your first home or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Maraetai, Home Loan Tokoroa, Mortgage Broker Lower Hutt, House Loan Kaikohe, House Loan Greymouth, House Loan Riverhead, Mortgage Lender Ta Awamutu, Mortgage Broker Darfield, Mortgage Lender Waiuku, Mortgage Lender Te Puke then you can Apply Online, call us on 0800 000 774 or send us a message
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