Although you may have a preferred lender or bank, it is well worth while having a chat with us because as home loan experts, we often get a better offer (interest rates, cash backs, fees paid, etc.) for you with them. This is because of the volume of home loan offers we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge are in a great position to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the deals that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over time with the banks.
We will work closely with you to collect together all of the relevant info and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kaiapoi home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting the relevant information, we look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people in Kaiapoi and all around New Zealand.
We understand that life creates financial challenges at when least expected and we can help sort yours as easily as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can provide the necessary information, we can sort the rest.
Self-Employed people can find getting a mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial challenges in the past, our people at APM Finance are discreet and will find the appropriate mortgage for your needs.
We will look at the information beyond credit histories to try and find a suitable financing solution, working together we can find ways ahead.
Whether you’re a first home buyer or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Waimate, Business Loan Lyttelton, Mortgage Lender Winton, Home Loan Cromwell, Mortgage Lender Pahiatua, Business Loan Queenstown, Mortgage Lender Auckland, Mortgage Broker Darfield, House Loan Ohakune, Mortgage Broker Napier then you can Apply Online, call us on 0800 000 774 or send us a message
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