Even if you have a preferred bank or lender, it‘s well worth while speaking to us because as house loan specialists, we usually obtain a better deal (interest rate, cash back, fees paid, etc.) for you with them. This is because of the number of house loan offers we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge we are in a great place to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the deals that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over the years with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kihikihi home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant information, we can look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and payments that suit your circumstances.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people like youin Kihikihi and all around New Zealand.
We understand that life creates financial needs at when least expected and we here to help sort yours as quickly as possible.
If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the necessary information, we can handle the rest.
Self Employed people can find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial challenges in the past, our team at APM Finance are discreet and will find the best loan for your needs.
We will look at the information beyond credit histories to try and find a suitable financing option, working together we can find a way forward.
Whether you are buying your first home or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Hokitika, Business Loan Masterton, Mortgage Broker Carterton, House Loan Gore, Mortgage Broker Waikanae, Home Loan Tuakau, Mortgage Broker Picton, Business Loan Tokoroa, House Loan Waikanae, Home Loan Paeroa then you can Apply Online, call us on 0800 000 774 or send us a message
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