Even if you have a preferred bank or lender, it is well worth while talking with us because as mortgage lender specialists, we can usually get a better deal (interest rate, cash back, fees paid for, etc.) for you with them. This is because of the volume of mortgage lender mortgages we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the loans that we get accepted for people just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over the years with these lenders.
We will work closely with you to gather all of the needed information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Whitianga home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, one that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering all the needed info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people in Whitianga and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions about our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the required documentation, we can handle the rest.
Self Employed people can find getting any mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial indiscretions in the past, our people at APM Finance are discreet and will source the right mortgage for your circumstances.
We will look at the info beyond credit histories to try and source a suitable financing option, working together we can find ways ahead.
Whether you are buying your first home or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Taumarunui, Mortgage Broker Opotiki, Mortgage Broker Takapuna, Business Loan Ohope, Mortgage Lender Foxton, House Loan Ohakune, Mortgage Loan Broker Clive, Business Loan Blenheim, House Loan Riverhead, Business Loan Picton then you can Apply Online, call us on 0800 000 774 or send us a message
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