Even if you have a preferred lender or bank, it‘s worth while having a chat with us because as house loan specialists, we can usually obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. This is because of the number of house loan offers we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge we are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the mortgages that we get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with these lenders.
We will work closely with you to gather all of the needed information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Whangarei home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed information, we can look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people in Whangarei and all around New Zealand.
We get that life creates financial needs at a moments notice and we here to help sort yours as quickly as possible.
If you have any questions on our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the necessary information, we can handle the rest.
Self Employed people can find getting a mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretions in the past, the people at APM Finance are discreet and will source the appropriate loan for your circumstances.
We will look at the information beyond credit histories to try and find a suitable financing option, working with each other we can find a way ahead.
Whether you are buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Katikati, Mortgage Loan Broker Kerikeri, Mortgage Broker Milton, Mortgage Broker Invercargill, Mortgage Lender Ashburton, Mortgage Lender Te Awamutu, Home Loan Waipukurau, Home Loan Otaki, Mortgage Loan Broker Whangarei, House Loan Tuakau then you can Apply Online, call us on 0800 000 774 or send us a message
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