Providing Home Loan Services in Thames - Licensed Advisers & Brokers

Home Loan
Thames

Your Leading Thames Home Loan Specialists

Quick & Easy & Independent

Home Loans Thames

Got a preferred lender or bank, it‘s well worth while speaking to us because as home loan experts, we can usually obtain a better deal (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of home loan offers we send to the banks.

As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge we are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over time with these lenders.

We will work closely with you to collect together all of the needed info and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Thames home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Thames

First Home Buyer Home Loans

Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.

We take time to explain unknown jargon and answer your questions.

After gathering all the needed info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that are suited to your situation.

We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and proces to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to create unique packages to meet the needs of people like youin Thames and all around New Zealand.

We get that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.

If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants now.

APM Finance can handle your financial needs and as long as you can get us the required information, we can sort the rest.

Home Loan Thames

Low-Doc & Self Employed

Self Employed people often find getting any bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months trading history
  • Low doc loan rates that drop down with on time repayments
  • No monthly / on going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialists

APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial indiscretionspreviously, the team at APM Finance are discreet and will find the most suited home loan for your situation.

We will look at the info beyond credit histories to aim and find a suitable financing solution, working together we can find a way ahead.

Whether you are a first home buyer or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can help you with to make everything easier.

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Thames Home Loan

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]