Although you may have a preferred lender or bank, it is well worth while having a chat with us because as home loan experts, we usually obtain a better deal (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the volume of home loan deals we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge we are in a great place to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. In fact more often than not, the loans that we get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with the banks.
We will work closely with you to collect together all of the relevant info and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Thames home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, one that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the relevant information, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people like youin Thames and all around New Zealand.
We get that life creates financial challenges at the drop of a hat and we here to help sort yours as easily as possible.
If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the required info, we can sort the rest.
Self Employed people can find getting a bank mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial challenges in the past, our people at APM Finance are discreet and will source the best home loan for your situation.
We will look at the info beyond credit histories to try and find a suitable financing option, working with each other we can find ways forward.
Whether you are buying your first home or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker, Mortgage Loan Broker Darfield, Mortgage Loan Broker Kerikeri, Mortgage Loan Broker Balclutha, Home Loan New Plymouth, Business Loan Opotiki, Home Loan Wairoa, Mortgage Loan Broker Whitianga, House Loan Motueka, Business Loan Oamaru then you can Apply Online, call us on 0800 000 774 or send us a message
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