Even if you have a preferred bank or lender, it is well worth while talking with us because as home loan specialists, we often get a better deal (interest rate, cash back, fees paid for, etc.) for you with them. This is because of the volume of home loan offers we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great position to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the loans that we get accepted for people just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Thames home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering the relevant info, we look to see which of the many lenders and banks to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people like youin Thames and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you have any questions on our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can get us the necessary info, we can handle the rest.
Self Employed people often find getting any bank mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial problemspreviously, our people at APM Finance are discreet and will source the most suited mortgage for your needs.
We will look at factors beyond credit histories to aim and find a suitable financing solution, working with each other we can find a way ahead.
Whether you are buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Wanaka, House Loan Geraldine, Mortgage Broker Whanganui, Home Loan Carterton, House Loan Matamata, House Loan Mosgiel, Mortgage Lender Waitara, Mortgage Loan Broker Taumarunui, Mortgage Lender Paeroa, Home Loan Thames then you can Apply Online, call us on 0800 000 774 or send us a message
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