Providing Home Loan Services in Lyttelton - Licensed Advisers & Brokers

Home Loan
Lyttelton

Your Trusted Lyttelton Home Loan Specialist

Easy & Fast & Independent

Home Loans Lyttelton

Even if you have a preferred bank or lender, it is well worth while having a chat with us because as home loan experts, we can often get a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of home loan deals we present to all the banks.

As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge are in a great position to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, whic changes over time. More often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with the banks.

We will work closely with you to gather all of the needed information and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Lyttelton home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lyttelton

First Home Buyer Home Loans

Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering all the relevant info, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a home loan with the best interest rate and repayments that are suited to your situation.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to create unique packages to meet the needs of people like youin Lyttelton and all around New Zealand.

We understand that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.

If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants now.

APM Finance can sort your financial requirements and as long as you can get us the required info, we can sort the rest.

Home Loan Lyttelton

Low-Doc & Self Employed

Self-Employed people can find getting a mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with just 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the square or keeps getting turned down, call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialists

APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will source the right mortgage for your circumstances.

We will look at the info beyond credit histories to aim and source a suitable financing solution, working with each other we can find a way forward.

Whether you’re buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.

Call today to find out what sort of financial support we can help you with to make things easier.

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Home Loan Lyttelton Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]