Even if you have a preferred bank or lender, it is well worth while having a chat with us because as home loan experts, we usually obtain a better deal (interest rates, cash back, fees paid, etc.) for you with the bank. This is because of the volume of home loan offers we present to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the loans that we get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Lyttelton home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, one that suits your unique situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting all the needed info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people in Lyttelton and all around New Zealand.
We get that life creates financial needs at a moments notice and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the necessary information, we can sort the rest.
Self Employed people can find getting a mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial problems in the past, the people at APM Finance are discreet and will find the best home loan for your circumstances.
We will look at factors beyond credit histories to aim and find a suitable financing option, working with each other we can find a way forward.
Whether you are buying your first home or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Pokeno, Mortgage Broker Whangamata, Business Loan Hawera, Mortgage Broker Hamilton, Mortgage Lender Waipukurau, Mortgage Lender Warkworth, Mortgage Broker Ashburton, Home Loan Whakatane, Mortgage Loan Broker Morrinsville, House Loan Porirua then you can Apply Online, call us on 0800 000 774 or send us a message
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