Even if you have a preferred lender or bank, it is well worth while talking with us because as home loan experts, we often get a better deal (interest rate, cash back, fees paid for, etc.) for you with them. This is because of the number of home loan deals we send to all the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time. In fact more often than not, the mortgages that we get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with the banks.
We will work closely with you to gather all of the needed information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the relevant information, we look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a home loan with the best interest rate and payments that are suited to your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the needs of people like youin and all around New Zealand.
We understand that life creates financial needs at when least expected and we here to help sort yours as quickly as possible.
If you have any questions on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the necessary information, we can handle the rest.
Self Employed people can find getting any mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will source the best loan for your needs.
We will look at factors beyond credit histories to try and source a suitable financing option, working together we can find ways forward.
Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make everything easier.


















APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Pegasus, Mortgage Broker Kerikeri, Home Loan Gisborne, Mortgage Loan Broker Helensville, Mortgage Lender Huntly, Mortgage Lender Omokoroa, Mortgage Broker Waitara, Mortgage Loan Broker Havelock North, Mortgage Broker Upper Hutt, Mortgage Loan Broker Porirua then you can Apply Online, call us on 0800 000 774 or send us a message
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