Even if you have a preferred bank or lender, it‘s well worth while talking with us because as mortgage lender experts, we usually get a better deal (interest rate, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the number of mortgage lender mortgages we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the loans that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with the banks.
We will work closely with you to collect together all of the needed information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kumeu home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, one that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed info, we look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people like youin Kumeu and all around New Zealand.
We get that life creates financial needs at a moments notice and we can help sort yours as easily as possible.
If you have any questions on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the required info, we can sort the rest.
Self-Employed people often find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will find the most suited mortgage for your needs.
We will look at the information beyond credit histories to try and find a suitable financing solution, working with each other we can find a way ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Whangarei, House Loan Warkworth, Business Loan Napier, Home Loan Warkworth, Business Loan Picton, House Loan Ohakune, Home Loan Otorohanga, Mortgage Lender Alexandra, Mortgage Loan Broker Kaiapoi, Mortgage Loan Broker New Plymouth then you can Apply Online, call us on 0800 000 774 or send us a message
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