Although you may have a preferred lender or bank, it is well worth while talking with us because as mortgage lender experts, we can often obtain a better offer (interest rate, cash back, fees paid for, etc.) for you with them. This is because of the volume of mortgage lender deals we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge we are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that we get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over the years with these lenders.
We will work closely with you to collect together all of the relevant info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Ngaruawahia home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the needed info, we look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people like youin Ngaruawahia and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything about our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can provide the necessary documentation, we can sort the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial challengespreviously, our people at APM Finance are discreet and will find the best home loan for your circumstances.
We will look at the info beyond credit histories to try and source a suitable financing option, working together we can find a way forward.
Whether you’re a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Whitianga, Home Loan Temuka, Mortgage Broker Pokeno, Home Loan Kaiapoi, Home Loan Picton, House Loan Pegasus, Mortgage Loan Broker Otorohanga, Mortgage Loan Broker Arrowtown, Business Loan Morrinsville, Business Loan Invercargill then you can Apply Online, call us on 0800 000 774 or send us a message
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