Even if you have a preferred lender or bank, it‘s well worth while talking with us because as house loan experts, we often obtain a better offer (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the number of house loan mortgages we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. More often than not, the home loans that get accepted for people just like you, are outside their normal lending criteria. This is due to the relationship we have built up over the years with the banks.
We will work closely with you to collect together all of the needed info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kerikeri home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, that suits your situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering all the needed information, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the various needs of people like youin Kerikeri and all around New Zealand.
We get that life creates financial needs at when least expected and we can help sort yours as quickly as possible.
If you have any questions on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the required info, we can handle the rest.
Self-Employed people often find getting a mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial issues in the past, the team at APM Finance are discreet and will find the appropriate home loan for your situation.
We will look at factors beyond credit histories to try and find a suitable financing option, working with each other we can find a way ahead.
Whether you’re buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Rotorua, Business Loan Warkworth, Mortgage Broker Wanaka, House Loan Katikati, Business Loan Te Awamutu, Home Loan Ashburton, House Loan Upper Hutt, Mortgage Lender Waitara, Mortgage Broker Waihi, House Loan Waitara then you can Apply Online, call us on 0800 000 774 or send us a message
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