Even if you have a preferred bank or lender, it is worth while talking with us because as house loan experts, we usually get a better offer (interest rate, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the volume of house loan offers we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that get across the line for people just like you, are outside their normal lending criteria. This is due to the relationships we have built up over time with these lenders.
We will work closely with you to gather all of the relevant information and provide it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kerikeri home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed info, we can look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Kerikeri and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the required documentation, we can handle the rest.
Self Employed people often find getting a mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will source the right mortgage for your needs.
We will look at the info beyond credit histories to try and find a suitable financing option, working together we can find ways ahead.
Whether you are a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Te Aroha, Business Loan Riverhead, Business Loan Ohope, House Loan Hawera, Home Loan Invercargill, Business Loan Waihi, Business Loan Whangarei, Mortgage Loan Broker Waipawa, Mortgage Broker Waiuku, Mortgage Broker Kaikoura then you can Apply Online, call us on 0800 000 774 or send us a message
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