Even if you have a preferred bank or lender, it is well worth while speaking to us because as home loan specialists, we can usually obtain a better offer (interest rate, cash backs, fees paid for, etc.) for you with the bank. This is because of the volume of home loan deals we present to all the banks.
As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge we are in a great place to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the deals that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over the years with these lenders.
We will work closely with you to collect together all of the relevant info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Mosgiel home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the relevant information, we look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and payments that suit your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people like youin Mosgiel and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the required information, we can sort the rest.
Self Employed people often find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will find the right home loan for your situation.
We will look at the info beyond credit histories to aim and find a suitable financing option, working with each other we can find ways forward.
Whether you’re buying your first home or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Ashhurst, Business Loan Wellsford, Home Loan Hokitika, Mortgage Broker Kaikohe, Business Loan Marton, House Loan Timaru, Mortgage Lender Kaitaia, Home Loan Invercargill, Home Loan Stratford, Business Loan Queenstown then you can Apply Online, call us on 0800 000 774 or send us a message
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