Although you may have a preferred bank or lender, it‘s well worth while talking with us because as mortgage lender specialists, we often get a better offer (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the number of mortgage lender offers we present to all the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the mortgages that we get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over the years with these lenders.
We will work closely with you to gather all of the needed information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Manukau home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting the relevant info, we look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that suit your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the various needs of people like youin Manukau and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.
If you have any questions on our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the required information, we can sort the rest.
Self Employed people often find getting any bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will source the appropriate mortgage for your situation.
We will look at factors beyond credit histories to aim and source a suitable financing solution, working together we can find a way ahead.
Whether you are buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Otaki, Mortgage Loan Broker Waipawa, Home Loan Whanganui, House Loan Palmerston North, Mortgage Lender, Home Loan Dargaville, Mortgage Loan Broker Stratford, House Loan Pukekohe, House Loan Kaikohe, Mortgage Broker Ruakaka then you can Apply Online, call us on 0800 000 774 or send us a message
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