Even if you have a preferred bank or lender, it‘s worth while speaking to us because as mortgage lender specialists, we can often get a better deal (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of mortgage lender offers we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over the years with the banks.
We will work closely with you to collect together all of the needed info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Manukau home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, that suits your situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the relevant info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the various needs of people like youin Manukau and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we can help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the required information, we can handle the rest.
Self Employed people can find getting a mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial indiscretions in the past, the team at APM Finance are discreet and will find the appropriate loan for your circumstances.
We will look at the info beyond credit histories to aim and source a suitable financing solution, working with each other we can find ways forward.
Whether you’re buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
Mortgage Lender Manukau Specialists
Tailored Personal Finance & Loan Solutions
We Help You Buy Dreams
Range of Lending Options
Hands-On Assistance
Expert Mortgage Advisors
Bad Credit Home Loans
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]