Got a preferred lender or bank, it‘s well worth while talking with us because as mortgage lender specialists, we often obtain a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of mortgage lender deals we present to all the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. In fact more often than not, the loans that we get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with these lenders.
We will work closely with you to gather all of the relevant info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Hokitika home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people in Hokitika and all around New Zealand.
We realise that life creates financial needs at a moments notice and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the required information, we can sort the rest.
Self Employed people often find getting a mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretions in the past, the people at APM Finance are discreet and will source the most suited loan for your circumstances.
We will look at factors beyond credit histories to aim and find a suitable financing solution, working together we can find ways ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Albany, Home Loan Greytown, Mortgage Loan Broker Taupo, Mortgage Lender Waiuku, Mortgage Broker Takapuna, Business Loan Raglan, Mortgage Loan Broker Kaikohe, House Loan Raglan, Mortgage Lender Waihi, Mortgage Lender Alexandra then you can Apply Online, call us on 0800 000 774 or send us a message
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