Even if you have a preferred bank or lender, it‘s worth while speaking to us because as mortgage lender specialists, we often get a better deal (interest rate, cash backs, fees paid for, etc.) for you with the bank. This is because of the number of mortgage lender deals we send to all the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge we are in a great position to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time. In fact more often than not, the loans that get across the line for people just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over the years with the banks.
We will work closely with you to collect together all of the relevant info and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Lyttelton home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people in Lyttelton and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the required documentation, we can handle the rest.
Self Employed people can find getting a mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will find the most suited loan for your situation.
We will look at the info beyond credit histories to try and find a suitable financing option, working with each other we can find ways forward.
Whether you are buying your first home or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Gisborne, House Loan Motueka, Business Loan Palmerston North, Mortgage Broker Snells Beach, Mortgage Broker Kihikihi, House Loan Putaruru, House Loan Wanaka, Mortgage Broker Stratford, Mortgage Broker Clive, Mortgage Lender Nelson then you can Apply Online, call us on 0800 000 774 or send us a message
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