Although you may have a preferred lender or bank, it is well worth while having a chat with us because as home loan specialists, we often obtain a better offer (interest rate, cash back, fees paid for, etc.) for you with the bank. This is because of the number of home loan mortgages we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge we are in a great place to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over the years with these lenders.
We will work closely with you to collect together all of the relevant info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Ngaruawahia home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the needed info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people like youin Ngaruawahia and all around New Zealand.
We get that life creates financial needs at when least expected and we can help sort yours as quickly as possible.
If you have any questions on our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the necessary documentation, we can handle the rest.
Self-Employed people often find getting a bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will find the right home loan for your circumstances.
We will look at factors beyond credit histories to aim and source a suitable financing solution, working with each other we can find ways forward.
Whether you are buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Pokeno, Mortgage Lender Ashburton, Home Loan Kaikoura, Business Loan Kaitaia, Mortgage Loan Broker Tauranga, House Loan Kerikeri, Mortgage Broker Otorohanga, Mortgage Loan Broker Balclutha, Business Loan Wanaka, Business Loan Winton then you can Apply Online, call us on 0800 000 774 or send us a message
Home Loan Ngaruawahia Specialists
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