Providing Home Loan Services in Ngaruawahia - Licensed Advisers & Brokers

Home Loan
Ngaruawahia

Your Top Ngaruawahia Home Loan Specialists

Fast & Flexible & Independent

Home Loans Ngaruawahia

Got a preferred bank or lender, it‘s worth while talking with us because as home loan specialists, we can usually get a better offer (interest rate, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the volume of home loan deals we present to all the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge we are in a great position to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, whic changes over time. In fact more often than not, the mortgages that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built up over time with these lenders.

We will work closely with you to gather all of the relevant info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing jargon and terms when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Ngaruawahia home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Ngaruawahia

First Home Buyer Home Loans

Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, that suits your situation, and that works for you.

We take time to explain the jargon and answer your questions.

After collecting all the needed info, we look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that are suited to your circumstances.

We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to create unique packages to meet the needs of people like youin Ngaruawahia and all around New Zealand.

We understand that life creates financial needs at a moments notice and we can help sort yours as quickly as possible.

If you have any questions on our house loan products or services, contact one of our friendly personal consultants today.

APM Finance can sort your financial needs and as long as you can get us the required info, we can sort the rest.

Home Loan Ngaruawahia

Low-Doc & Self Employed

Self Employed people often find getting a bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with at least 6 months trading history
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialist

APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will source the best home loan for your circumstances.

We will look at the info beyond credit histories to try and find a suitable financing option, working together we can find ways forward.

Whether you’re buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call us today to find out what sort of financial options we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Home Loan Ngaruawahia Experts

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We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

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Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]