Providing Home Loan Services in Ngaruawahia - Licensed Brokers & Advisers

Home Loan
Ngaruawahia

Your Best Ngaruawahia Home Loan Specialists

Easy & Quick & Independent

Home Loans Ngaruawahia

Even if you have a preferred bank or lender, it‘s well worth while speaking to us because as home loan specialists, we often get a better offer (interest rate, cash backs, fees paid for, etc.) for you with them. This is because of the number of home loan deals we send to the banks.

As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the home loans that we get accepted for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over time with the banks.

We will work closely with you to gather all of the relevant information and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Ngaruawahia home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Ngaruawahia

First Home Buyer Home Loans

Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and one that works for you.

We take time to explain unknown jargon and answer your questions.

After gathering all the relevant information, we can look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that are suited to your circumstances.

We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and proces to consider.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Ngaruawahia and all around New Zealand.

We get that life creates financial challenges at the drop of a hat and we can help sort yours as easily as possible.

If you have any questions about our house loan products or services, contact one of our friendly personal consultants today.

APM Finance can sort your financial requirements and as long as you can provide the required info, we can sort the rest.

Home Loan Ngaruawahia

Low-Doc & Self Employed

Self-Employed people often find getting any mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with at least 6 months trading history
  • Low doc loan rates that step down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the criteria or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Expert

APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretions in the past, our team at APM Finance are discreet and will find the appropriate loan for your needs.

We will look at the information beyond credit histories to try and find a suitable financing option, working with each other we can find a way ahead.

Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.

Call today to find out what sort of financial support we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Home Loan Ngaruawahia Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]