Providing Home Loan Services in Ngaruawahia - Licensed Brokers & Advisers

Home Loan
Ngaruawahia

Your Trusted Ngaruawahia Home Loan Specialists

Flexible & Quick & Independent

Home Loans Ngaruawahia

Although you may have a preferred lender or bank, it is worth while speaking to us because as home loan experts, we can often get a better offer (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the number of home loan mortgages we present to the banks.

As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge we are in a great position to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the loans that we get accepted for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over the years with the banks.

We will work closely with you to gather all of the needed info and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.

There can be lots of confusing terms and jargon when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Ngaruawahia home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Ngaruawahia

First Home Buyer Home Loans

Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and one that works for you.

We take time to explain the jargon and answer your questions.

After gathering the needed info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and repayments that suit your circumstances.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to look at.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to put together unique packages to meet the needs of people like youin Ngaruawahia and all around New Zealand.

We get that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.

If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants now.

APM Finance can sort your financial requirements and as long as you can get us the necessary information, we can sort the rest.

Home Loan Ngaruawahia

Low-Doc & Self Employed

Self Employed people often find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a minimum of 6 months of being in business and trading
  • Low doc loan rates that step down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Expert

APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial issues in the past, our people at APM Finance are discreet and will find the best loan for your situation.

We will look at the information beyond credit histories to aim and source a suitable financing option, working together we can find ways ahead.

Whether you are a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make everything easier.

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Ngaruawahia Home Loan Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]