Although you may have a preferred bank or lender, it‘s worth while speaking to us because as house loan specialists, we usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the number of house loan offers we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great position to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the deals that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with these lenders.
We will work closely with you to gather all of the relevant info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Hokitika home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, that suits your situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the relevant information, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that are suited to your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the various needs of people in Hokitika and all around New Zealand.
We realise that life creates financial challenges at the drop of a hat and we here to help sort yours as easily as possible.
If you have any questions on our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the necessary info, we can handle the rest.
Self-Employed people can find getting any bank mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will find the appropriate mortgage for your needs.
We will look at factors beyond credit histories to try and source a suitable financing solution, working together we can find ways ahead.
Whether you are buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Milton, House Loan Te Aroha, Mortgage Loan Broker Gore, Mortgage Lender Nelson, Business Loan Cromwell, Mortgage Broker Motueka, Mortgage Loan Broker Motueka, House Loan Ruakaka, Home Loan Ta Awamutu, Mortgage Lender then you can Apply Online, call us on 0800 000 774 or send us a message
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