Although you may have a preferred lender or bank, it is worth while talking with us because as house loan experts, we can often get a better deal (interest rates, cash back, fees paid for, etc.) for you with the bank. This is because of the number of house loan offers we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge we are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the deals that get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built up over the years with these lenders.
We will work closely with you to collect together all of the needed info and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Hokitika home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the needed information, we can look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and repayments that suit your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the various needs of people in Hokitika and all around New Zealand.
We get that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the necessary documentation, we can sort the rest.
Self-Employed people often find getting a mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial problems in the past, the people at APM Finance are discreet and will source the most suited mortgage for your needs.
We will look at the info beyond credit histories to aim and find a suitable financing option, working together we can find a way forward.
Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Dargaville, Mortgage Lender Morrinsville, House Loan Wairoa, Mortgage Lender Greytown, House Loan Ashburton, House Loan Waipukurau, House Loan Masterton, Mortgage Broker Manukau, Mortgage Broker Blenheim, Mortgage Lender Waitara then you can Apply Online, call us on 0800 000 774 or send us a message
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