Got a preferred bank or lender, it‘s worth while talking with us because as home loan experts, we can often obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. This is because of the number of home loan deals we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge are in a great place to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. In fact more often than not, the mortgages that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to gather all of the needed information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
Apply obligation Free online in less than 3 mins
To find out more about securing your Otaki home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the needed information, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a home loan with the best interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people like youin Otaki and all around New Zealand.
We realise that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can provide the necessary information, we can sort the rest.
Self-Employed people can find getting any bank mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial challenges in the past, our team at APM Finance are discreet and will source the best loan for your situation.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Turangi, House Loan Lake Hayes, Mortgage Broker Cambridge, Business Loan Mosgiel, Mortgage Broker Waihi, House Loan Te Kuiti, Mortgage Lender Levin, Mortgage Lender Lower Hutt, Home Loan Porirua, Home Loan Whangamata then you can Apply Online, call us on 0800 000 774 or send us a message
Otaki Home Loan Experts
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on