Even if you have a preferred lender or bank, it is well worth while talking with us because as home loan experts, we can usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the volume of home loan deals we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. More often than not, the loans that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over time with these lenders.
We will work closely with you to gather all of the relevant information and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Otaki home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the relevant information, we look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that are suited to your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people like youin Otaki and all around New Zealand.
We get that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can provide the required info, we can handle the rest.
Self-Employed people often find getting a bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial challengespreviously, our people at APM Finance are discreet and will source the appropriate mortgage for your needs.
We will look at the info beyond credit histories to aim and find a suitable financing option, working together we can find a way forward.
Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Rotorua, Mortgage Broker Hokitika, Mortgage Loan Broker Invercargill, Mortgage Broker Kawerau, Mortgage Lender Papakura, Mortgage Lender Nelson, Mortgage Lender Winton, Business Loan Kaikoura, Mortgage Broker Dargaville, Business Loan Inglewood then you can Apply Online, call us on 0800 000 774 or send us a message
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