Providing Home Loan Services in Otaki - Licensed Brokers & Advisers

Home Loan
Otaki

Your Leading Otaki Home Loan Specialists

Fast & Flexible & Independent

Home Loans Otaki

Although you may have a preferred lender or bank, it is worth while having a chat with us because as home loan experts, we can usually get a better offer (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the volume of home loan mortgages we present to the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge we are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that we get across the line for people just like you, are outside their normal lending criteria. This is because of the relationship we have built up over time with the banks.

We will work closely with you to collect together all of the needed information and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.

There are lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Otaki home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Otaki

First Home Buyer Home Loans

Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering the relevant information, we can look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to create unique packages to meet the various needs of people like youin Otaki and all around New Zealand.

We understand that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.

If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants now.

APM Finance can sort your financial needs and as long as you can provide the required info, we can sort the rest.

Home Loan Otaki

Low-Doc & Self Employed

Self-Employed people can find getting any bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a minimum of 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Expert

APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretions in the past, the people at APM Finance are discreet and will source the most suited loan for your needs.

We will look at factors beyond credit histories to try and source a suitable financing solution, working with each other we can find ways forward.

Whether you are a first home buyer or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.

Call us today to find out what sort of financial options we can help you with to make everything easier.

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Home Loan Otaki Specialists

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Tailored Personal Finance & Loan Solutions

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We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

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Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]