Although you may have a preferred bank or lender, it is well worth while talking with us because as house loan specialists, we can often get a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. This is because of the volume of house loan offers we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge we are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the loans that we get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with the banks.
We will work closely with you to gather all of the relevant info and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Lake Hayes home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the needed info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that suit your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Lake Hayes and all around New Zealand.
We get that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.
If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the required information, we can sort the rest.
Self-Employed people can find getting a mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial problems in the past, our team at APM Finance are discreet and will find the best home loan for your needs.
We will look at the information beyond credit histories to aim and find a suitable financing solution, working together we can find a way ahead.
Whether you are a first home buyer or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Hibiscus Coast, Mortgage Broker Waipukurau, Mortgage Loan Broker Waiuku, House Loan Kaikoura, Mortgage Broker Waimate, House Loan Warkworth, Mortgage Broker Tokoroa, Home Loan Otaki, Mortgage Loan Broker Snells Beach, Business Loan Ashburton then you can Apply Online, call us on 0800 000 774 or send us a message
Lake Hayes House Loan Experts
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