Providing House Loan Services in Lake Hayes - Licensed Advisers & Brokers

House Loan
Lake Hayes

Your Leading Lake Hayes House Loan Specialists

Flexible & Quick & Independent

House Loans Lake Hayes

Even if you have a preferred lender or bank, it is well worth while speaking to us because as house loan experts, we can often obtain a better offer (interest rates, cash backs, fees paid for, etc.) for you with the bank. This is because of the number of house loan offers we present to the banks.

As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge we are in a great position to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. In fact more often than not, the home loans that we get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built up over time with the banks.

We will work closely with you to gather all of the needed information and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.

There are lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Lake Hayes home and mortgage payments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lake Hayes

First Home Buyer House Loans

Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, one that suits your situation, and one that works for you.

We take time to explain unknown jargon and answer your questions.

After collecting all the needed info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that suit your circumstances.

We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to create unique packages to meet the various needs of people in Lake Hayes and all around New Zealand.

We understand that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.

If you have any questions on our house loan products or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial requirements and as long as you can get us the required documentation, we can sort the rest.

House Loan Lake Hayes

Low-Doc & Self Employed

Self-Employed people can find getting a mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with just 6 months trading history
  • Low doc loan rates that step down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the square or keeps getting turned down, call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Expert

APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial problemspreviously, the people at APM Finance are discreet and will source the right mortgage for your situation.

We will look at factors beyond credit histories to try and source a suitable financing solution, working together we can find ways forward.

Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can help you with to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Lake Hayes House Loan Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]