Although you may have a preferred lender or bank, it‘s worth while speaking to us because as mortgage broker experts, we can usually get a better deal (interest rate, cash backs, fees paid for, etc.) for you with them. This is because of the volume of mortgage broker offers we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the loans that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over the years with these lenders.
We will work closely with you to gather all of the needed info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Thames home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering the relevant information, we look to see which of the many banks and lenders to offer your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the various needs of people in Thames and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything about our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the necessary information, we can sort the rest.
Self-Employed people can find getting any bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will find the best loan for your circumstances.
We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.
Whether you’re buying your first home or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Te Anau, Mortgage Broker Hokitika, Mortgage Loan Broker Ashhurst, Mortgage Lender Pukekohe, Business Loan Wellington, Mortgage Broker Omokoroa, Business Loan Warkworth, Mortgage Loan Broker Taihape, Mortgage Broker Wellington, House Loan Lower Hutt then you can Apply Online, call us on 0800 000 774 or send us a message
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