Providing House Loan Services Lower Hutt - Licensed Advisers & Brokers

House Loan
Lower Hutt

Your Top Lower Hutt House Loan Specialist

Fast & Simple & Independent

House Loans Lower Hutt

Although you may have a preferred lender or bank, it‘s well worth while talking with us because as house loan specialists, we can usually obtain a better deal (interest rate, cash back, fees paid for, etc.) for you with the bank. This is because of the volume of house loan deals we send to all the banks.

As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great place to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, whic changes over time too. In fact more often than not, the home loans that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over time with these lenders.

We will work closely with you to collect together all of the needed info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.

There can be lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Lower Hutt home and mortgage payments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lower Hutt

First Home Buyer House Loans

Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, one that suits your unique situation, and one that works for you.

We take time to explain unknown jargon and answer your questions.

After collecting all the needed info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that suit your situation.

We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and price range to look at.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to put together unique packages to meet the needs of people like youin Lower Hutt and all around New Zealand.

We realise that life creates financial challenges at a moments notice and we can help sort yours as quickly as possible.

If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial needs and as long as you can provide the required info, we can handle the rest.

House Loan Lower Hutt

Low-Doc & Self Employed

Self-Employed people often find getting any bank mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a minimum of 6 months of being in business and trading
  • Low doc loan rates that drop down with on time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the square or keeps getting turned down, then call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Experts

APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial indiscretions in the past, our team at APM Finance are discreet and will source the best home loan for your needs.

We will look at the information beyond credit histories to aim and find a suitable financing option, working together we can find ways forward.

Whether you are buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Broker Gore, Mortgage Loan Broker Pokeno, House Loan Raglan, Mortgage Lender Marton, House Loan Te Kuiti, House Loan Te Aroha, Mortgage Broker Te Puke, Mortgage Lender Maraetai, Mortgage Lender Kawerau, Mortgage Lender Wellington then you can Apply Online, call us on 0800 000 774 or send us a message

Lower Hutt House Loan

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

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