Even if you have a preferred lender or bank, it is well worth while speaking to us because as house loan experts, we can often obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. This is because of the volume of house loan mortgages we send to all the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge we are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the mortgages that get accepted for people just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over the years with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Lower Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the needed information, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people like youin Lower Hutt and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you have any questions about our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the necessary info, we can sort the rest.
Self Employed people can find getting a bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will find the most suited home loan for your situation.
We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Dunedin, Home Loan Motueka, Business Loan Raglan, Mortgage Lender Waipawa, House Loan Snells Beach, Mortgage Lender Oamaru, Mortgage Broker Lake Hayes, Business Loan Masterton, Business Loan Taumarunui, Home Loan Te Kuiti then you can Apply Online, call us on 0800 000 774 or send us a message
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