Providing Mortgage Lender Services in Lower Hutt - Licensed Advisers & Brokers

Mortgage Lender
Lower Hutt

Your Trusted Lower Hutt Mortgage Lender Specialists

Simple & Fast & Independent

Mortgage Lenders Lower Hutt

Even if you have a preferred lender or bank, it‘s well worth while having a chat with us because as mortgage lender specialists, we often get a better offer (interest rate, cash backs, fees paid for, etc.) for you with them. This is because of the volume of mortgage lender mortgages we send to the banks.

As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, whic changes over time too. In fact more often than not, the mortgages that get accepted for people just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over the years with the banks.

We will work closely with you to collect together all of the relevant information and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.

There can be lots of confusing terms and jargon when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Lower Hutt home and mortgage payments give the team at APM Finance a call today.

The mortgage lender service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lower Hutt

First Home Buyer Mortgage Lenders

Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, one that suits your situation, and one that works for you.

We take the time to explain the jargon and answer your questions.

After gathering the relevant info, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that suit your circumstances.

We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to put together unique packages to meet the various needs of people in Lower Hutt and all around New Zealand.

We realise that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.

If you are unsure about anything about our house loan products or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial needs and as long as you can provide the required information, we can handle the rest.

Mortgage Lender Lower Hutt

Low-Doc & Self Employed

Self-Employed people often find getting a bank mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with just 6 months trading history
  • Low doc loan rates that step down with on time repayments
  • No monthly / on going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Lender Specialists

APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will find the best home loan for your situation.

We will look at the information beyond credit histories to aim and find a suitable financing option, working together we can find a way forward.

Whether you are buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Lower Hutt Mortgage Lender

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Tailored Personal Finance & Loan Solutions

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We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]