Although you may have a preferred bank or lender, it‘s worth while talking with us because as mortgage lender specialists, we usually get a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of mortgage lender offers we present to all the banks.
As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge we are in a great position to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the loans that we get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built up over time with these lenders.
We will work closely with you to gather all of the relevant information and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Lower Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting the needed info, we can look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people in Lower Hutt and all around New Zealand.
We understand that life creates financial needs at a moments notice and we here to help sort yours as quickly as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the necessary info, we can handle the rest.
Self-Employed people often find getting a mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial problemspreviously, our people at APM Finance are discreet and will source the appropriate mortgage for your circumstances.
We will look at factors beyond credit histories to aim and source a suitable financing solution, working with each other we can find ways ahead.
Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Waiuku, Mortgage Loan Broker Waikanae, Mortgage Broker Lyttelton, House Loan Timaru, Business Loan Rangiora, Mortgage Loan Broker Ohope, Business Loan Thames, Mortgage Lender Lower Hutt, Mortgage Broker Cambridge, Home Loan Matamata then you can Apply Online, call us on 0800 000 774 or send us a message
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