Even if you have a preferred bank or lender, it‘s well worth while talking with us because as mortgage broker specialists, we can usually get a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the number of mortgage broker mortgages we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge are in a great place to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the mortgages that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to gather all of the needed info and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Cambridge home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, one that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting the needed information, we look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people in Cambridge and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you have any questions on our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the required documentation, we can handle the rest.
Self Employed people often find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will find the best loan for your needs.
We will look at the info beyond credit histories to aim and source a suitable financing solution, working with each other we can find a way forward.
Whether you are buying your first home or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Wellsford, Mortgage Lender Kaitaia, House Loan Hamilton, Home Loan Palmerston North, Home Loan Pahiatua, Business Loan Darfield, Business Loan New Plymouth, Mortgage Lender Pahiatua, Mortgage Loan Broker Kaitaia, Business Loan Ruakaka then you can Apply Online, call us on 0800 000 774 or send us a message
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