Although you may have a preferred bank or lender, it is well worth while having a chat with us because as mortgage lender experts, we often get a better offer (interest rates, cash back, fees paid, etc.) for you with them. This is because of the volume of mortgage lender offers we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge we are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the deals that we get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to gather all of the relevant information and provide it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Hibiscus Coast home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, one that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the needed information, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the needs of people in Hibiscus Coast and all around New Zealand.
We get that life creates financial needs at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything about our home loan products or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the required information, we can sort the rest.
Self Employed people often find getting any mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will source the best loan for your circumstances.
We will look at the info beyond credit histories to aim and find a suitable financing solution, working with each other we can find ways forward.
Whether you are a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Lower Hutt, Home Loan Upper Hutt, Home Loan Lake Hayes, Mortgage Broker Waipukurau, Mortgage Loan Broker Featherston, House Loan Nelson, Mortgage Lender Waihi, Home Loan Pukekohe, Home Loan Helensville, Home Loan Palmerston North then you can Apply Online, call us on 0800 000 774 or send us a message
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