Even if you have a preferred lender or bank, it is well worth while talking with us because as mortgage lender experts, we usually obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. This is because of the volume of mortgage lender offers we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with these lenders.
We will work closely with you to collect together all of the relevant information and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kaikoura home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting the needed info, we look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that suit your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people like youin Kaikoura and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.
If you are unsure about anything on our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the necessary info, we can handle the rest.
Self Employed people can find getting any bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial challengespreviously, our people at APM Finance are discreet and will source the most suited loan for your situation.
We will look at factors beyond credit histories to aim and source a suitable financing solution, working together we can find ways forward.
Whether you’re a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Ohakune, House Loan Pahiatua, Mortgage Loan Broker Taupo, House Loan Paeroa, Mortgage Broker Waitara, Mortgage Broker Lower Hutt, Business Loan Waiuku, Mortgage Loan Broker Nelson, Mortgage Broker Te Aroha, Mortgage Loan Broker Christchurch then you can Apply Online, call us on 0800 000 774 or send us a message
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