Providing House Loan Services Balclutha - Licensed Advisers & Brokers

House Loan
Balclutha

Your Trusted Balclutha House Loan Specialist

Simple & Fast & Independent

House Loans Balclutha

Even if you have a preferred bank or lender, it is worth while talking with us because as house loan specialists, we can often get a better offer (interest rates, cash back, fees paid, etc.) for you with them. This is because of the volume of house loan deals we send to the banks.

As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different criteria, whic changes over time. In fact more often than not, the mortgages that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over the years with these lenders.

We will work closely with you to collect together all of the relevant info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Balclutha home and mortgage payments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Balclutha

First Home Buyer House Loans

Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and one that works for you.

We take time to explain unknown jargon and answer your questions.

After gathering all the relevant info, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that are suited to your situation.

We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and proces to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to put together unique packages to meet the needs of people like youin Balclutha and all around New Zealand.

We realise that life creates financial needs at when least expected and we here to help sort yours as easily as possible.

If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants now.

APM Finance can handle your financial requirements and as long as you can get us the necessary info, we can handle the rest.

House Loan Balclutha

Low-Doc & Self Employed

Self-Employed people can find getting a mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with just 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Experts

APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial issuespreviously, the people at APM Finance are discreet and will find the appropriate mortgage for your needs.

We will look at the info beyond credit histories to aim and find a suitable financing solution, working together we can find a way forward.

Whether you’re a first home buyer or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Home Loan Whanganui, Mortgage Broker Waikanae, Mortgage Loan Broker Hokitika, Home Loan Kaitaia, Mortgage Lender Havelock North, Mortgage Broker Gore, Mortgage Broker Levin, Mortgage Loan Broker Ashhurst, Mortgage Loan Broker Thames, Mortgage Loan Broker Te Puke then you can Apply Online, call us on 0800 000 774 or send us a message

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