Got a preferred bank or lender, it is well worth while having a chat with us because as house loan specialists, we can often obtain a better offer (interest rates, cash backs, fees paid for, etc.) for you with the bank. This is because of the volume of house loan mortgages we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the home loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to collect together all of the needed info and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Balclutha home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the needed information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the needs of people in Balclutha and all around New Zealand.
We get that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.
If you have any questions about our house loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the required information, we can handle the rest.
Self Employed people can find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial issuespreviously, our team at APM Finance are discreet and will source the appropriate home loan for your situation.
We will look at factors beyond credit histories to try and find a suitable financing solution, working with each other we can find ways forward.
Whether you’re a first home buyer or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Mosgiel, Mortgage Broker Nelson, Business Loan Morrinsville, Business Loan Ruakaka, Mortgage Lender Waipukurau, Mortgage Lender Huntly, House Loan Raglan, Home Loan Kaiapoi, Mortgage Loan Broker Waiuku, Mortgage Lender Oamaru then you can Apply Online, call us on 0800 000 774 or send us a message
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