Although you may have a preferred lender or bank, it is worth while speaking to us because as house loan specialists, we usually obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the volume of house loan mortgages we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great position to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the loans that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over the years with the banks.
We will work closely with you to gather all of the relevant information and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Balclutha home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, one that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed information, we look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people like youin Balclutha and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the required documentation, we can handle the rest.
Self Employed people often find getting any bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will find the most suited home loan for your needs.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find ways forward.
Whether you are buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Gore, House Loan Cromwell, Home Loan Morrinsville, Mortgage Loan Broker Snells Beach, Mortgage Lender Arrowtown, Home Loan Motueka, Home Loan Christchurch, Mortgage Loan Broker Ta Awamutu, House Loan Hawera, Business Loan Kerikeri then you can Apply Online, call us on 0800 000 774 or send us a message
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