Got a preferred lender or bank, it‘s well worth while talking with us because as house loan specialists, we can usually obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of house loan mortgages we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the mortgages that get across the line for people just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over time with the banks.
We will work closely with you to gather all of the needed info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Balclutha home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, one that suits your situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the needed information, we can look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that suit your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people in Balclutha and all around New Zealand.
We understand that life creates financial needs at when least expected and we here to help sort yours as quickly as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the required information, we can handle the rest.
Self Employed people can find getting a mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will source the appropriate mortgage for your needs.
We will look at the info beyond credit histories to try and find a suitable financing option, working with each other we can find ways forward.
Whether you’re buying your first home or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Greytown, Mortgage Lender Geraldine, Business Loan Kumeu, Mortgage Lender Ashhurst, Mortgage Loan Broker Paraparaumu, Mortgage Broker Waipukurau, Home Loan Helensville, Mortgage Lender Rangiora, Mortgage Lender Queenstown, Mortgage Broker Timaru then you can Apply Online, call us on 0800 000 774 or send us a message
Balclutha House Loan Specialists
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