Got a preferred bank or lender, it‘s well worth while talking with us because as mortgage lender experts, we can usually obtain a better deal (interest rate, cash back, fees paid for, etc.) for you with them. Generally this is because of the volume of mortgage lender mortgages we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the loans that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with these lenders.
We will work closely with you to collect together all of the needed information and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Palmerston North home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the relevant info, we can look to see which of the many lenders and banks to present your home loan to, to ensure the best chance of getting a home loan with the best interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people in Palmerston North and all around New Zealand.
We get that life creates financial challenges at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the required documentation, we can sort the rest.
Self-Employed people can find getting any mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will find the most suited home loan for your situation.
We will look at the info beyond credit histories to try and find a suitable financing option, working together we can find ways forward.
Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Rolleston, Mortgage Broker Martinborough, Mortgage Lender Morrinsville, Mortgage Broker Takapuna, Mortgage Loan Broker Auckland, Home Loan Motueka, Mortgage Loan Broker Hibiscus Coast, House Loan Blenheim, Mortgage Broker Carterton, House Loan Lake Hayes then you can Apply Online, call us on 0800 000 774 or send us a message
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