Got a preferred lender or bank, it is worth while having a chat with us because as house loan specialists, we can usually obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with them. This is because of the volume of house loan deals we present to all the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the deals that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over time with these lenders.
We will work closely with you to gather all of the needed information and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Clive home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, one that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant information, we can look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the various needs of people in Clive and all around New Zealand.
We get that life creates financial needs at a moments notice and we can help sort yours as easily as possible.
If you are unsure about anything about our home loan products or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial needs and as long as you can get us the necessary info, we can handle the rest.
Self Employed people often find getting a bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will source the right home loan for your circumstances.
We will look at the info beyond credit histories to aim and source a suitable financing solution, working with each other we can find a way forward.
Whether you are buying your first home or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Levin, Home Loan Balclutha, Mortgage Broker Invercargill, Mortgage Loan Broker Pahiatua, Home Loan Snells Beach, Mortgage Loan Broker Waipukurau, Mortgage Lender Invercargill, Mortgage Loan Broker Hastings, Mortgage Loan Broker Rangiora, Business Loan Waihi then you can Apply Online, call us on 0800 000 774 or send us a message
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