Even if you have a preferred lender or bank, it‘s worth while speaking to us because as mortgage broker experts, we usually obtain a better deal (interest rate, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the volume of mortgage broker deals we send to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great place to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time too. More often than not, the mortgages that get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with the banks.
We will work closely with you to collect together all of the needed information and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Whitianga home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering all the relevant information, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the various needs of people in Whitianga and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the required documentation, we can sort the rest.
Self-Employed people can find getting a mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issuespreviously, our people at APM Finance are discreet and will source the most suited home loan for your needs.
We will look at factors beyond credit histories to try and source a suitable financing option, working together we can find ways ahead.
Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Gore, Home Loan Palmerston North, Business Loan Alexandra, Home Loan Paeroa, House Loan Thames, Mortgage Lender Clive, Business Loan Matamata, Mortgage Lender Upper Hutt, Mortgage Broker Levin, Business Loan Snells Beach then you can Apply Online, call us on 0800 000 774 or send us a message
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