Although you may have a preferred lender or bank, it‘s well worth while talking with us because as mortgage loan broker specialists, we usually get a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of mortgage loan broker deals we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge we are in a great place to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. More often than not, the deals that we get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with these lenders.
We will work closely with you to collect together all of the needed info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Thames home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the needed info, we can look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the various needs of people like youin Thames and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the necessary info, we can handle the rest.
Self Employed people often find getting a bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial issuespreviously, the people at APM Finance are discreet and will find the most suited home loan for your situation.
We will look at the information beyond credit histories to aim and find a suitable financing option, working together we can find ways ahead.
Whether you are a first home buyer or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Hawera, Mortgage Lender Dargaville, Home Loan Temuka, Business Loan Porirua, Business Loan Balclutha, House Loan Tokoroa, House Loan Te Kuiti, Mortgage Loan Broker Hibiscus Coast, Mortgage Lender Hamilton, House Loan Carterton then you can Apply Online, call us on 0800 000 774 or send us a message
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