Even if you have a preferred lender or bank, it is worth while talking with us because as mortgage loan broker specialists, we can often obtain a better deal (interest rate, cash back, fees paid for, etc.) for you with them. This is because of the volume of mortgage loan broker deals we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the deals that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over time with the banks.
We will work closely with you to gather all of the relevant info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Thames home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the needed information, we can look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people like youin Thames and all around New Zealand.
We understand that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the required info, we can handle the rest.
Self-Employed people can find getting any mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial issues in the past, our people at APM Finance are discreet and will source the right loan for your needs.
We will look at the information beyond credit histories to try and source a suitable financing solution, working with each other we can find ways forward.
Whether you are a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.


















APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Auckland, Home Loan Balclutha, Mortgage Lender Ngaruawahia, Mortgage Broker Katikati, Home Loan Kihikihi, Mortgage Lender Manukau, Mortgage Broker Mosgiel, House Loan Alexandra, Mortgage Lender Rotorua, House Loan Lower Hutt then you can Apply Online, call us on 0800 000 774 or send us a message
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