Although you may have a preferred bank or lender, it is worth while talking with us because as mortgage broker experts, we often obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the volume of mortgage broker deals we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge we are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the loans that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over time with these lenders.
We will work closely with you to collect together all of the needed information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Te Aroha home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting the needed information, we look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the various needs of people in Te Aroha and all around New Zealand.
We realise that life creates financial needs at when least expected and we here to help sort yours as easily as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the necessary information, we can sort the rest.
Self-Employed people can find getting a bank mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the square or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretions in the past, the people at APM Finance are discreet and will source the right home loan for your situation.
We will look at the information beyond credit histories to aim and find a suitable financing option, working together we can find ways ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Paeroa, Mortgage Loan Broker Gisborne, Mortgage Broker Ruakaka, House Loan Paeroa, Mortgage Broker Featherston, Mortgage Lender Thames, Mortgage Broker Thames, Mortgage Loan Broker Wairoa, Mortgage Loan Broker Katikati, Business Loan Clive then you can Apply Online, call us on 0800 000 774 or send us a message
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